This Upgrade Pays for Itself Twice

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7 Actionable Ways to Achieve a Comfortable Retirement

Your dream retirement isn’t going to fund itself—that’s what your portfolio is for.

When generating income for a comfortable retirement, there are countless options to weigh. Muni bonds, dividends, REITs, Master Limited Partnerships—each comes with risk and oppor-tunity.

The Definitive Guide to Retirement Income from Fisher investments shows you ways you can position your portfolio to help you maintain or improve your lifestyle in retirement.

It also highlights common mistakes, such as tax mistakes, that can make a substantial differ-ence as you plan your well-deserved future.

There’s an upgrade you can make to nearly any rental or flip that’s good for the environment, good for your cash flow, and — if you play it right — it can pay for itself twice.

I’m talking about LED lighting. Yeah, I know… it’s not sexy. But let’s follow the money.

First, LEDs use up to 75% less energy than traditional bulbs and last 25x longer. That means lower electric bills for your tenants (or yourself, if it’s a flip). In some cases, savvy landlords have even raised rents slightly after installing energy-saving upgrades — and tenants thank them for it. Why? Because the total utility cost still goes down.

Second, if you’re flipping, LED upgrades — especially if you go with clean, modern recessed fixtures or sleek flush mounts — create a newer, more updated look at a fraction of the cost of a major renovation. Better photos, better showings, and in many cases, a higher appraisal or sales price.

But here’s the cherry on top: there are utility rebates available in many areas. Some programs offer instant discounts or reimbursements for energy-efficient lighting upgrades. Stack that with volume discounts at your local supplier or big box store, and you’re sitting on a high-ROI improvement that doesn’t chew up your budget.

So no, it’s not a granite countertop. But it’s a green win-win that’s fast, affordable, and quietly powerful.

Light it up. 💡

Voice AI Security That Impacts Your Bottom Line

Learn how enterprise IT and ops leaders are using compliance to unlock Voice AI scale—deploying faster, reducing risk, and accelerating procurement.

This guide shows why HIPAA, GDPR, and SOC 2 are now deal-makers, not blockers. From securing PHI to routing across 100+ sites, see how security-first platforms reduce friction and enable real-world rollout across healthcare, insurance, and more.