Think you need $100k To Invest In Real Estate? Think Again...

How Much Cash Do You Really Need to Start Investing?

The answer? Less than you think.

No, really. You don’t need $100K sitting in a bank account to get started in real estate. What you need is a good deal, a smart strategy, and the right connections.

Let’s break it down.

💸 1. Wholesaling = $0 to $1,000

Find a deal, get it under contract, assign it to a buyer.

You may need earnest money or marketing funds—but often, you can wholesale with no cash if your paperwork game is tight.

🏚️ 2. Flipping = $10K–$50K

Flips require cash for down payments or reserves, but it doesn't have to be your cash.

• Hard money lenders often fund 80–90%

• Private lenders can cover the rest

  You bring the deal, the team, and a plan—and let the money come to you.

🏘️ 3. Buy-and-Hold = $5K–$30K

Using conventional financing or seller financing, you may need:

• Down payment

• Closing costs

• Some repair capital

But creative strategies (like house hacking, subject-to, or lease options) can dramatically reduce out-of-pocket cash.

✅ Pro Tip:

Stop asking, “Do I have enough money?”

Start asking, “What’s the minimum cash I need for this strategy with this deal?”

Because once you understand how to structure and fund creatively—your cash ceiling disappears.

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