The Strategy That Saves More Deals Than You Think

Creative Financing – A Strategy You’re Probably Not Using (But Should)

Most investors get stuck thinking deals are won or lost based on price. But ask any pro: it’s not about price—it’s about terms.

Creative financing opens the door to buying properties with little or no money down, no bank approval, and sometimes zero competition. But here’s the kicker: most investors don’t use it—not because it doesn’t work, but because they don’t understand it.

Here are just a few options that fall under the creative umbrella:

• Seller financing (carrybacks, wraparounds, interest-only deals) More on that here.

• Subject-to existing loans (explained here)

• Lease options (see this post)

• Equity partnerships (check it out here)

• Private second positions

• Note creation and assignments

These strategies aren’t “tricks.” They’re tools—legal, ethical, and powerful when used right. And they often turn dead leads into doable deals.

If you’re only offering cash or a conventional loan, you’re leaving opportunities (and profit) on the table.

Creative financing isn’t just a backup plan. Sometimes—it’s the only plan that makes the deal work.

We’ve covered many of these strategies in past REI Quick Tips—check the archives if one of them caught your eye.