Steps in Buying a House

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July 15, 2025

The Steps in Buying a House

Buying a home can feel overwhelming, especially if it’s your first time. Here’s a simple step-by-step overview to help you feel confident and prepared:

  1. Check Your Credit Score

    Your score impacts what loans you qualify for and at what rate. Know it before you shop.

  2. Set Your Budget

    Determine how much house you can afford — including taxes, insurance, and maintenance.

  3. Get Pre-Approved

    A lender's pre-approval shows sellers you’re serious and speeds up the buying process.

  4. Find a Real Estate Agent

    A good agent will guide you, advocate for you, and help avoid common pitfalls.

  5. Start House Hunting

    Make a list of must-haves and nice-to-haves. Visit homes, ask questions, take notes.

  6. Make an Offer

    When you find the right home, your agent will help you craft a strong, fair offer.

  7. Schedule Inspections and Appraisals

    This ensures the house is worth the price and free of major issues.

  8. Secure Your Financing

    Finalize your mortgage details with your lender and prepare for closing.

  9. Close the Deal

    You’ll sign a lot of papers. Bring your ID and your hand for signing.

  10. Move In!

    Congratulations — you’re a homeowner!

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