Real Estate vs Stocks:

Which is the Better Wealth Builder?

April 29, 2025

In partnership with

This tech company grew 32,481%...

No, it's not Nvidia... It's Mode Mobile, 2023’s fastest-growing software company according to Deloitte.

Just as Uber turned vehicles into income-generating assets, Mode is turning smartphones into an easy passive income source, already helping 45M+ users earn $325M+ through simple, everyday use.

They’ve just been granted their stock ticker by the Nasdaq, and you can still invest in their pre-IPO offering at just $0.30/share — before their share price change on May 1st.

*An intent to IPO is no guarantee that an actual IPO will occur. Please read the offering circular and related risks at invest.modemobile.com.
*The Deloitte rankings are based on submitted applications and public company database research.

📈 Is Real Estate a Good Investment Compared to Stocks?

Short answer? It depends on what you’re measuring—and what you actually want.

If you’re just chasing average annual returns:

  • Over the last 50 years, the stock market (S&P 500) has returned about 7–8% after inflation.

  • Real estate (nationally) averages around 3–5% annual appreciation, not counting cash flow.

So, if you're only staring at growth charts, stocks look like the clear winner.

🧠 But Here’s the Bigger Picture:

Real estate offers advantages that stocks simply can’t:

  • Buy at a discount: You can negotiate real estate deals. No one’s giving you 20% off shares of Apple at closing.

  • Leverage: You can control a $300K asset with $30K down. Try doing that with stocks—margin calls aren’t as forgiving.

  • Cash Flow: Rental income = monthly paychecks plus appreciation.

  • Tax Advantages: Depreciation, 1031 exchanges, mortgage interest deductions—real estate wins at tax jiu-jitsu.

  • Stability: Property values move slower. A bad headline doesn't wipe out 20% overnight.

  • Control: Want to increase value? Remodel the kitchen, not pray the CEO makes good choices.

🥧 Final Thought:

Stocks are one slice of the pie.

Real estate is the whole pie.

Returns are just one piece. Real wealth comes from multiple advantages working together.