Determining when to retire is one of life’s biggest decisions, and the right time depends on your personal vision for the future. Have you considered what your retirement will look like, how long your money needs to last and what your expenses will be? Answering these questions is the first step toward building a successful retirement plan.

Our guide, When to Retire: A Quick and Easy Planning Guide, walks you through these critical steps. Learn ways to define your goals and align your investment strategy to meet them. If you have $1,000,000 or more saved, download your free guide to start planning for the retirement you’ve worked for.

Find Your Retirement Timeline

We're trying something different today, and we need your help to see if it works.

One of our readers, Marci, recently suggested we share real deal structure scenarios and demonstrate how we'd approach them. Great idea, Marci - let's see if we can make this valuable for everyone.

Each week, we'll present a real situation (sometimes from our history, sometimes submitted by readers like you). You'll have the week to think through how you'd structure the deal. If you want to share your approach, write in - we'd love to hear your thinking.

The following week, we'll publish suggested solutions from readers and reveal what actually happened (or what we'd recommend).

Then we'll present the next week's situation, and the cycle continues.

Got a situation you'd like us to tackle? Submit it! We have hundreds from our history, but we'd rather interact with you on scenarios you're actually facing or curious about.

Need real-time help on a live deal? That's what the Coaching Membership does. Because of publishing schedules, we can't solve urgent situations fast enough through the newsletter. But if you've got time to think through a deal and want input, this format works great.

Not sure you have a solution? That's fine - just let us know if you like this concept. We think it has potential, but this is a test. If it's valuable, we'll keep doing it. If it falls flat, we'll try something else.

Seller is in foreclosure. She lost her job but just secured another one. Six payments have been missed. She's ready to give up - has already made arrangements to move in with a friend temporarily. Foreclosure notices start being published next month.

The Facts:

How would you structure this deal? What would you offer the seller? How would you handle the missed payments? What's your exit strategy?

Write in with your thoughts. Next Tuesday, we'll share what readers came up with and reveal what we'd recommend.