When Is the Right Time to Retire?
Determining when to retire is one of life’s biggest decisions, and the right time depends on your personal vision for the future. Have you considered what your retirement will look like, how long your money needs to last and what your expenses will be? Answering these questions is the first step toward building a successful retirement plan.
Our guide, When to Retire: A Quick and Easy Planning Guide, walks you through these critical steps. Learn ways to define your goals and align your investment strategy to meet them. If you have $1,000,000 or more saved, download your free guide to start planning for the retirement you’ve worked for.
The market indicators that actually matter

Most investors consume market data backwards. They obsess over national trends, glance at regional reports, and ignore what's happening three blocks away. Then they wonder why their deals don't work.
Here's the truth: national market news matters least. Local market intelligence matters most. And the strategy you're pursuing determines exactly what you need to watch.
The Hierarchy of Market Intelligence
National Market News: Pay some attention. Interest rates, lending standards, major economic trends - these create the backdrop. But they won't tell you if a specific flip will work.
Regional and State News: Pay more attention. Population migration patterns, major employer moves, infrastructure projects - these shape opportunity zones. (For detailed guidance on watching national and regional markets and their key indicators, refer to our separate article.
Local News: Pay closest attention. Right down to the neighborhood level. This is where deals live or die.
Market Indicators By Strategy
What you watch depends on what you're doing. Here's your reference guide:
HOUSE FLIPS
Growing population (people moving in, not out)
Sales average 45 days on market or less
If properties are sitting longer than 60 days, you're in a slow market - flips get risky. This is more important than almost any other factor in a flip.
LONG-TERM RENTALS
Long-time stable areas (not booming, not declining - steady)
Diverse employment opportunities (one major employer = risk)
Good schools (don't have to be great, but can't be terrible)
Look for areas where people stay, not where they're passing through
CO-ROOMING STRATEGIES
Upscale Singles:
Homes where young professionals want to start out
Near employment centers
Safe neighborhoods with amenities
Working Class:
Lower-middle-class neighborhoods
Public transportation access (essential for unskilled labor)
Proximity to service industry jobs
SHORT-TERM RENTALS
Vacation areas (obvious)
Less obvious: Anywhere with enough travel traffic to support a motel
Hospital districts, universities, business travel corridors
PAY CLOSE ATTENTION TO REGULATIONS OR RUMORS OF IMPENDING REGULATION!
Short-term rental laws can change overnight and kill your entire business model. Watch city council meetings. Read local news. Know what's coming before it arrives.
Action Items
Print this. Put it on your office wall. Before analyzing any deal, check the relevant indicators for your strategy. If the market signals don't align with your plan, walk away or have a defensible reason for proceeding. The best deal structure in the world won't save you in the wrong market.
SATURDAY'S WORKSHOP: 48 Hours to Go
In two days, I'm showing agents exactly how I analyze properties and structure multiple offers in under 10 minutes. You'll walk away with the home offer worksheet, access to my Quick MAO Calculator, and the confidence to present multiple solutions at your very next listing appointment. This isn't theory—it's what I've developed over 20 years and 2,000+ transactions. If you've ever lost a listing to an investor-agent, or walked away from a "difficult" property that you could have bought yourself, this workshop is for you. Saturday 10:30am-12:00pm Eastern. Grab your spot before we're full →


