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Home insurance rates up by 76% in some states

Over the last 6 years, home insurance rates have increased by up to 76% in some states. Between inflation, costlier repairs, and extreme weather, premiums are climbing fast – but that doesn’t mean you have to overpay. Many homeowners are saving hundreds a year by switching providers. Check out Money’s home insurance tool to compare companies and see if you can save.

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From ARV to MAO in 5 Minutes or Less

Speed wins in real estate.

If it takes you 30 minutes to crunch numbers on every potential deal, you’re either going to miss out or burn out.

But with the right tools and a repeatable process, you can go from “maybe” to “move on” (or make an offer) in under five minutes.

Here’s how the pros do it:

1. Start with your repair estimate.

   Don’t guess — use a tool designed for speed.

   👉 Use the Quick Rehab Estimator to get an accurate cost based on square footage, condition, and state averages.

2. Estimate ARV (After Repair Value).

   If you’re an agent, you already have the tools to run a proper CMA — use them.

   If you’re not an agent, this is not the time to bug yours. You just need a ballpark to know if the deal is worth deeper analysis.

   Use consumer-facing tools like Zillow, Redfin, or Realtor.com to get close enough for now.

3. Plug in your numbers.

   Purchase price, repair costs, profit target, holding/selling costs.

4. Generate your MAO (Maximum Allowable Offer).

   👉 Use the Quick MAO Generator to calculate what you can pay and still hit your ROI.

No spreadsheets. No guesswork. No napkin math.

Just quick clarity so you can move fast in a competitive market.

🧠 These two tools are free, and they’ll give you a serious edge.

Where to Invest $100,000 According to Experts

Investors face a dilemma. Headlines everywhere say tariffs and AI hype are distorting public markets.

Now, the S&P is trading at over 30x earnings—a level historically linked to crashes.

And the Fed is lowering rates, potentially adding fuel to the fire.

Bloomberg asked where experts would personally invest $100,000 for their September edition. One surprising answer? Art.

It’s what billionaires like Bezos, Gates, and the Rockefellers have used to diversify for decades.

Why?

• Contemporary art prices have appreciated 11.2% annually on average

• …And with one of the lowest correlations to stocks of any major asset class (Masterworks data, 1995-2024).

• Ultra-high net worth collectors (>$50M) allocated 25% of their portfolios to art on average. (UBS, 2024)

Thanks to the world’s premiere art investing platform, now anyone can access works by legends like Banksy, Basquiat, and Picasso—without needing millions. Want in? Shares in new offerings can sell quickly but…

My subscribers skip their waitlist*

_{*Past performance is not indicative of future returns. Important Reg A disclosures: masterworks.com/cd.}